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FCRA Violations Lead to Record-Breaking $60 Million Verdict

On June 19, a jury sitting in federal court in the United States District Court for the Northern District of California awarded plaintiffs $60 million after finding that the defendant, TransUnion, LLC, violated provisions of the Fair Credit Reporting Act (FCRA). This is reported to be the largest jury award on record for FCRA violations. The case is Ramirez v. Trans Union, LLC.  ...

Blockchain: an introduction

Blockchain is a new mechanism for storing data, based on a decentralized ledger. This article seeks to explain, in layman’s terms, what this actually means. It also seeks to give guidance regarding how blockchain may impact on the financial services industry in general, and how United Kingdom and European regulators are reacting to its development. Learn...

Addressing Data Privacy Concerns in NHTSA V2V Rules

The National Highway Traffic Safety Administration (NHTSA) recently issued a notice of proposed rulemaking that would require vehicle-to-vehicle (V2V) communications capabilities in all new light vehicles starting two model years after the final rule is adopted. If adopted, this rule would enable cars to generate and receive an enormous amount of data from and about every new car on...

DHS Issues Final Information Sharing Guidelines

The Department of Homeland Security has issued final guidance on the implementation of the Cybersecurity Information Sharing Act of 2015. The final guidance documents include: Guidance to Assist Non-Federal Entities to Share Cyber Threat Indicators and Defensive Measures with Federal Entities under the Cybersecurity Information Sharing Act of 2015, Privacy and Civil Liberties Final...

DHS to Clarify Liability Protections for Companies Sharing Cyber-threat Indicators

The Department of Homeland Security (DHS) intends to issue revised guidance that will clarify liability protections for companies sharing cyber-threat indicators among themselves, and will reissue guidance on information sharing with non-federal entities under the Cybersecurity Act of 2015. DHS intends to revise the initial guidance issued in February to reflect the industry feedback...

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